Heating and plumbing engineers making most claims

According to new research from MoneySuperMarket, plumbing and heating engineers are the most accident prone van drivers on the road, with one in nine making a claim as a result of an accident they have caused. This is closely followed by company directors (one in 10), carpenters (one in 11) and joiners (one in 12).

The findings are based on 700,000 van insurance quotes, with figures proportionate to the number of people enquiring about a quote in the top 10 most common professions.

In addition, the research found that men are more likely to claim for an accident than women, with 12% declaring a pre-existing claim, compared to 10% of women. After being involved in an incident caused by a third party, male drivers are also more likely to claim, with 8% doing so compared to 7% of women.

Ford, Volkswagen and Vauxhall made up the top three vans owned by the most accident-prone drivers.

Top 10 van brands owned by the most accident-prone drivers:

  1. Ford
  2. Volkswagen
  3. Vauxhall
  4. Citroën
  5. Renault
  6. Mercedes-Benz
  7. Peugeot
  8. Nissan
  9. Mitsubushi
  10. Fiat

The most commonly claimed-against accident when the driver was at fault involved more than one in five (22%) van drivers who bumped into the back of another vehicle. This was followed by 18% of people who hit a parked vehicle, and 15% who ran into an immobile object, such as a lamppost or wall.

Every month, over 8300 people on average are redirected from car insurance quotes to van insurance after detailing the make and model of their vehicle, suggesting that some people may not be aware that they need van-specific insurance.

Tom Flack, Editor-in-Chief at MoneySuperMarket, comments: “The number of vans on the roads has grown by more than 100,000 over the past five years, but many drivers are unaware that you need a separate van policy – even if you already have existing car insurance. This is particularly important if the vehicle is used for commercial purposes, which you must state in the policy. Failing to do so can actually make any claim void in the event of an accident.

“When looking for a van insurance policy, do your research and shop around – there are substantial savings that can be made by comparing quotes and finding a deal that works for you.”

For more information, visit MoneySuperMarket’s new changingface of UK van drivers page for an in-depth analysis.

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